Tort Essay Example | Topics and Well Written Essays - 1500 words

Tort - Essay Example summary conviction to a fine not exceeding level 4 on the standard scale; and where an offence under this Section committed by a corporation has been committed with the consent or connivance of, or facilitated by any neglect on the part of, any director, manager, secretary or other officer of the corporation, he, as well as the corporation shall be deemed to be guilty of that offence and shall be liable to be proceeded against and punished accordingly". Therefore, Betty is obligated by law to obtain insurance for liability to employees. Employers are responsible for the health and safety of their employees while they are at work. Employees may be injured at work, or they may become ill as a result of their work while in employment and might face claims for compensation in this regard. The Employers Liability (Compulsory Insurance) Act 1969 ensures that employers have at least a minimum level of insurance cover against any such claims. Public Liability Insurance is designed to cover businesses from the threat that they will be sued from a member of the public. The basic concept of public liability is, it will cover one’s business in the event that it causes injury or death to a third party, it will also cover the business in the event that it damages a third parties property. Public liability insurance is not compulsory in the UK and therefore, Betty does not require it, though it might be recommended to protect Betty from future liability from third parties. Liability for land and premises differs depending on the question whether the injured person is a lawful visitor or a trespasser. While the former case is governed by the Occupiers’ Liability Act 1957, the latter is governed by the Occupiers’ Liability Act 1984. Under the Occupiers’ Liability Act 1957, an occupier must be prepared for children to be less careful than adults1 and where damage is caused to a visitor by a danger of which he had been warned by the occupier, the warning is not to be